Empowering Fairness in Healthcare Costs
AI explains your bill. You make the call. You stay in control.
Start without an account, let AI explain possible issues, then use your action plan and call script yourself.
Start without an account. Upload an itemized bill as a PDF or clear phone photo, plus an EOB if you have one.
AI explains possible duplicates, coding concerns, insurance mismatches, surprise-billing issues, and assistance options.
Use your action plan and word-for-word call script yourself. You make every decision and stay in control.
The AI audit, the call scripts, the charity-care guidance — all of it is completely free. No contingency fee, no subscription, no card required.
Billing systems are designed to maximize revenue, not accuracy. Here's what the AI checks when it scans your bill.
The same procedure billed twice under slightly different codes
A routine visit billed as a higher-complexity one
Services or supplies you never received
Your EOB shows a discount the bill ignored
Protected under the federal No Surprises Act
About 57% of US hospitals are nonprofits required to offer financial assistance
The AI reviews and explains the bill. You call the provider and make every decision. Patientbill.org never contacts them or represents you.
Begin anonymously without an account. Tell the AI about the bill and your financial picture so it can screen for assistance and flag time-sensitive situations.
PDF or phone photo. Our AI reads the itemized statement line by line and cross-checks it against your explanation of benefits.
The AI reviews for possible duplicates, coding concerns, services not received, insurance mismatches, surprise-billing issues, and financial-assistance options.
Phone scripts for disputing errors, negotiating, charity care, and insurance appeals — generated for your exact situation. You make the call yourself, on your own schedule.
Read your script to the billing department, insurer, or collections agency. Record what happened and use the next steps if the first call does not resolve the issue.
The audit prepares the right call script for each issue found — grounded in your bill so you can call the provider yourself.
Sample testimonials — names and avatars are illustrative while we collect signed reviews from early users.
"I had a $6,200 ER bill from a kidney stone. Patientbill found a duplicate charge and a coding error. I sent the dispute letter on a Sunday night. Three weeks later the hospital wrote off $2,140."
"I didn't even know charity care existed. Their tool walked me through the application. The hospital wiped out 100% of my $3,800 bill."
"My insurance had already paid, and the hospital still sent me a bill for $980. The EOB comparison caught it instantly. Took one phone call with their script."
"In collections for an ambulance ride I never authorized. The debt validation letter they generated stopped the calls cold. The collector dropped it."
"I was about to put $4,400 on a credit card. The audit found I was being billed out-of-network at an in-network hospital. No Surprises Act letter — saved $3,100."
"Dignified, calm, and clear. It didn't feel like a sketchy 'we'll fight your bill' ad. It felt like a friend who actually reads insurance contracts for a living."
Learn what the AI does, what you do yourself, and how your private workspace works.
Ask questions, share what worked, and compare practical ways to handle billing errors, denials, collections, and financial assistance.
Be the first to start a practical, privacy-safe discussion with other patients.
Explore the communityHospitals and insurers have rules they must follow. When you know them, you stop being a target and start being a peer. Here's what they don't tell you at the front desk.
Your EOB is the single most important document for catching billing errors. Here's how to actually read it, line by line.
About 57% of US hospitals are required by law to offer charity care. Most patients never hear about it. Here's how to ask.
The same procedure billed twice under slightly different codes is the most common error on hospital bills. Here's how to catch it.
Hospitals expect to negotiate. They build the assumption into their pricing. Here's the script that works.
If a debt collector contacts you about a medical bill, the first letter you should send is not a payment — it's a debt validation request.
Since 2022, federal law protects you from most out-of-network surprise bills. Most patients still get billed anyway.
Start anonymously with no account. The AI explains possible issues and prepares your next steps; you decide what to do and contact the provider yourself.