Trusted by patients nationwide

Empowering Fairness in Healthcare Costs

Medical bill too high?We'll negotiate it for you.

Pay $0 unless we reduce it.

Contingency · No fee unless we reduce your bill
No card required 15–20% of savings only Avg. patient saves $2,300
Negotiation Plan
ER Visit — Memorial Hospital
4 tactics queued
Our moves on this bill
Certified dispute letter
Cites the 4 coding & bundling errors below. Mailed via tracked carrier.
Primary move
Itemized bill request
Forces line-by-line CPT breakdown to lock in every error.
Queued
Charity care application
501(r) nonprofit — likely partial forgiveness on the remainder.
Ready
Follow-up negotiation call
Advocate calls billing dept. with script + target settlement.
Scheduled
Backed by audit findings
NCCI bundling violation
-$3,200
Duplicate CT scan
-$2,100
Price gouging (1,800%)
-$756
Wrong E/M code level
-$890
Target savings across all tactics$6,946
Audit Score
34/100
Encrypted upload & storage We never sell your PHI 15–20% contingency · $0 if we don't save you money $1.4M+ saved for patients

How it works

A 7-minute intake, then a real advocate negotiates your bill — multiple tactics, not just one letter.

Step 1

Tell us about the bill

7-minute intake. Upload the bill, sign the HIPAA authorization.

Step 2

An advocate negotiates for you

Within 2 business days. Itemized requests, dispute letters, charity-care filings, settlement calls — whatever moves the number.

Step 3

You only pay if we save you money

Contingency fee on documented savings, invoiced after the case closes. $0 otherwise. The exact rate depends on bill size and is locked in by your Service Agreement.

Transparent contingency pricing

You only pay if we save you money. Our rate is set by your bill amount — and it's locked in when you sign your Service Agreement.

Bill amountContingency on savings
$0 – $500Under $50015%
$500 – $2,000$500 – $2,00015%
$2,000 – $10,000$2,000 – $10,00020%
$10,000+$10,000 and up20%

$0 if we don't reduce your bill. Invoiced only after savings are documented.

80%
of medical bills contain errors
$8B
annual billing errors in the US
50%
appeal success rate on denials
$1,840
average savings per audit

Roughly 4 out of 5 hospital bills contain at least one error.

Billing systems are designed to maximize revenue, not accuracy. Here's what we look for when we scan your bill.

Duplicate charges

The same procedure billed twice under slightly different codes

Upcoding

A routine visit billed as a higher-complexity one

Phantom charges

Services or supplies you never received

Insurance not applied

Your EOB shows a discount the bill ignored

Out-of-network surprise billing

Protected under the federal No Surprises Act

Charity care eligibility missed

About 57% of US hospitals are nonprofits required to offer financial assistance

How we negotiate your bill

Review, strategy, first demand, follow-up, resolution. A certified dispute letter is one of several moves — not the whole playbook.

1

A 7-minute intake

Tell us about the bill, the patient, and your financial picture. We compute charity-care eligibility and flag time-sensitive situations (lawsuits, garnishment) as you go.

2

Upload the bill (and EOB if you have one)

PDF or phone photo. We send reminder emails at 24h, 72h, and 7d if you forget — the bill is required for us to negotiate.

3

Sign the Service Agreement & HIPAA authorization

Two electronic signatures, ~60 seconds. The Service Agreement sets our contingency fee for this case — the rate depends on the bill amount and is locked in when you sign. The HIPAA authorization lets us pull records and talk to the provider. If the bill is for someone else, we email them a quick signing link.

4

An advocate is assigned within 2 business days

A real human takes over: itemized statement, EOB cross-check, charity-care application, balance-billing audit, settlement negotiation — whatever the case needs. You stay out of the back-and-forth.

5

We close the case — in-range offers accepted for you automatically

Once you've signed and agreed to your savings range, any settlement that lands inside that range is accepted on your behalf so resolutions don't stall. Anything outside the range still comes back to you for sign-off, and you always retain a final right to approve or reject. Once a final statement or zero-balance letter documents the savings, we invoice the contingency percentage from your signed Service Agreement. If we saved you nothing, you owe nothing.

Every tool in the negotiation kit

We don't just send a letter and hope. Your advocate picks from the full toolkit and runs whatever the bill needs.

Itemized Bill Request (phone script + email template)
Error Dispute Letter (with the specific CPT codes flagged)
Charity Care Application Packet (pre-filled forms + cover letter)
Negotiation Call Script (with target number, opening offer, fallback positions)
Settlement Offer Letter (lump-sum or payment plan)
Insurance Appeal Letter (for denied claims)
Collections Validation Letter (debt validation request)

You're in good company

Sample testimonials — names and avatars are illustrative while we collect signed reviews from early users.

Saved $2,140

"I had a $6,200 ER bill from a kidney stone. Patientbill found a duplicate charge and a coding error. I sent the dispute letter on a Sunday night. Three weeks later the hospital wrote off $2,140."

M
Maria T.
Phoenix, AZ
Saved $3,800

"I didn't even know charity care existed. Their tool walked me through the application. The hospital wiped out 100% of my $3,800 bill."

D
Daniel R.
Cleveland, OH
Saved $980

"My insurance had already paid, and the hospital still sent me a bill for $980. The EOB comparison caught it instantly. Took one phone call with their script."

P
Priya S.
Austin, TX
Saved $1,650

"In collections for an ambulance ride I never authorized. The debt validation letter they generated stopped the calls cold. The collector dropped it."

J
James W.
Atlanta, GA
Saved $3,100

"I was about to put $4,400 on a credit card. The audit found I was being billed out-of-network at an in-network hospital. No Surprises Act letter — saved $3,100."

H
Hannah B.
Portland, OR
Saved $420

"Dignified, calm, and clear. It didn't feel like a sketchy 'we'll fight your bill' ad. It felt like a friend who actually reads insurance contracts for a living."

K
Kevin O.
Brooklyn, NY

Frequently asked questions

The stuff people email us about most.

Your bill stays in our encrypted storage. We do not sell, share, or use your protected health information for advertising. Files are accessible only to you and the audit pipeline that processes them. You can delete your case (and the underlying files) any time from your dashboard.

Learn the playbook.

Hospitals and insurers have rules they must follow. When you know them, you stop being a target and start being a peer. Here's what they don't tell you at the front desk.

Insurance Basics6 min read

How to Read Your Explanation of Benefits (EOB) Without a Headache

Your EOB is the single most important document for catching billing errors. Here's how to actually read it, line by line.

Read article
Financial Assistance5 min read

What Is Charity Care, and Do You Qualify?

About 57% of US hospitals are required by law to offer charity care. Most patients never hear about it. Here's how to ask.

Read article
Billing Errors4 min read

Spotting Duplicate Charges on a Hospital Bill

The same procedure billed twice under slightly different codes is the most common error on hospital bills. Here's how to catch it.

Read article
Negotiation7 min read

How to Negotiate a Medical Bill (Without Being Awkward)

Hospitals expect to negotiate. They build the assumption into their pricing. Here's the script that works.

Read article
Collections6 min read

Your Rights When a Medical Bill Goes to Collections

If a debt collector contacts you about a medical bill, the first letter you should send is not a payment — it's a debt validation request.

Read article
Patient Rights5 min read

The No Surprises Act: When Out-of-Network Bills Are Illegal

Since 2022, federal law protects you from most out-of-network surprise bills. Most patients still get billed anyway.

Read article

Bring us your bill. We'll handle it.

7 minutes of intake. An advocate assigned within 2 business days. 15–20% of what we save you, depending on bill size — $0 otherwise.

Avg. savings per resolved case: $1,840 · No fee unless we save you money — contingency only, $0 otherwise